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Living costs in Cyprus
When relocating, an important factor to consider should be the cost of living as this can vary a lot from your home country.
Generally, the cost of living in Cyprus will likely be lower than you're used to.
You can read a breakdown of what your everyday costs will typically look like below.
Cost of living in Cyprus compared to the UK
Global consumer price website Numbeo.com rates consumer prices as 22% lower in Cyprus compared to the UK.
Restaurant and grocery prices are 24% and 19.5% cheaper than the UK respectively, according to the website.
The costs of goods and services are below the EU average, although dairy products, in particular, are more expensive than the UK.
The cost of utilities, such as water, electricity and sewerage services, are generally lower than in the UK. However, it is very easy to run up large electricity bills during the hot summer months if air conditioning units are left running throughout the day.
FAQs: Living costs in Cyprus
Is it expensive to live in Cyprus?
No, the cost of living in Cyprus is generally lower than in the UK and many parts of Europe. Everyday expenses such as groceries, eating out, and public transport are affordable, although imported goods can be more expensive.
How much do you need to live comfortably in Cyprus?
A couple can live comfortably on around €1,800-€2,000 per month outside the main tourist hotspots. This covers rent or modest housing costs, utilities, food, transport, and leisure. Lifestyle choices and location (city, coast, or rural) will affect overall costs.
What are typical utility costs in Cyprus?
Electricity, water, and internet services are reliable but can be higher in summer due to air-conditioning use. On average, monthly utility bills range from €120 to €200 for a two-bedroom property, depending on usage.
Is property in Cyprus affordable?
Yes. Property prices in Cyprus are generally lower than in Western Europe. Apartments can start from around €100,000 in smaller towns, while villas in coastal areas or popular resorts may cost from €250,000 upwards. Buyers should also budget 8-10% extra for fees and taxes.
How much does food and dining cost in Cyprus?
Local produce, fruit, and vegetables are inexpensive, especially at markets. Dining out is also affordable, with a meal at a local taverna costing €10–€15 per person, while mid-range restaurants average €20-€30 per person.
Do you pay property taxes in Cyprus?
Immovable property tax was abolished in 2017, meaning homeowners no longer pay annual property ownership tax. However, municipal taxes, refuse collection fees, and transfer fees on purchases still apply.
What are healthcare costs like in Cyprus?
Public healthcare is accessible to residents under the General Healthcare System (GESY) for a small contribution. Private healthcare is also available and affordable compared to many European countries, with insurance policies starting from around €40-€100 per month. UK pensioners can access GESY via an S1 Certificate.
Is Cyprus cheaper than Spain or Portugal?
In many cases, yes, but it depends where you go – Limassol seafront will be far pricier than central Spain. Property prices and daily expenses can be lower in Cyprus, though electricity costs can be higher. It remains one of the more affordable Mediterranean destinations for expats.