Buying Property in France

Buying Property in France So you've decided you want to buy in France - what next?

There are lots of different things to think about and consider when you're planning to buy a property in a new country, and the process can vary from what you're used to!

Here we've put together all the resources you need to get started with your property purchase.

Finding a lawyer

Once you've decided where in France you want to buy, and what kind of property you're looking for, you'll need to find a lawyer to represent you throughout the process.

Learn more about finding a lawyer.

Working with an estate agent in France

You'll probably need to enlist the help of an estate agent when you start looking for a property in France, and you'll need to know how they can help you to find your dream home!

Find out more about working with a French estate agent.

Purchase costs

In France, purchase costs when you're buying a property are around 7% of the purchase price (less for new builds).

Find a full breakdown of the purchase costs here.

Costs of Ownership

When you're deciding on a property in France, you need to consider how much it'll cost you to run each year before you decide to buy.

Find out more about the types of costs you will need to consider here.

Getting a mortgage

Do you need a mortgage for your French property purchase? Find out about the income requirements and the application process.

Building Surveys

Building surveys aren't as common in France as they are in the UK.

Find out more about they types of survey available here.

FAQs: Buying Property in France

How do I buy a house in France as a foreigner?

Foreigners can buy property in France without restrictions. You'll need to find a property, make an offer, sign a preliminary contract (Compromis de Vente), and complete the sale with a notary (notaire). It's highly recommended to work with a bilingual lawyer or property consultant familiar with French real estate law.

What are the steps involved in buying a house in France?

The key steps are: find your property, make an offer and negotiate, sign the Compromis de Vente (pre-sale contract), complete legal checks and secure financing, sign the Acte de Vente (final deed) with a notary, receive the keys and take ownership.

Can I buy property in France from the UK after Brexit?

Yes, UK citizens can still buy property in France after Brexit. For anyone who wants to buy a holiday home there, little has changed. There is no difference to the process or cost of buying a property in France. But there are now limits on how long you might spend there. Unless you have a visa/French residency you can spend a maximum of 90 days in each 180 in France (or any other parts of the Schengen area) every year.

How much are the additional costs when buying a house in France?

Expect to pay around 7–10% in additional costs. These include notary fees, taxes, and registration costs. For new-build properties, VAT may apply instead of transfer taxes.

Is it better to buy a house in France through a notary or estate agent?

In France, a notary is legally required to complete the sale and ensures all paperwork is correct. An estate agent can help you find properties, but the notary handles the legal process. Buyers do not usually use their own solicitor too, but some do.

Can I get a mortgage in France as a non-resident?

Yes, French banks offer mortgages to non-residents. You'll typically need a larger deposit (20–30%) and proof of income, and your loan options may vary depending on your residency status and credit history.

What are some of the best regions in France to buy property for relocation?

The most popular areas for relocation are southwest France, especially the Charente and the Dordogne for their large expat communities, but also Brittany and Normandy for easy access to the UK, affordability and cooler summers. The Limousin and Languedoc are also popular for their good value. The French Riviera is popular for luxury homes. Each region offers a different lifestyle, so choose based on your needs—retirement, holiday home, work, or investment.